Journal

Occasional writing on technology culture, digital life, work, money, education, and public issues.

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Journal articles

Page 14 of 15

How to read an earnings report as a beginner

A beginner guide to revenue, profit, guidance, margins, cash flow, and why stock prices can move after earnings.

Why “all-time high” does not always mean too late

A plain-English guide to interpreting all-time highs, valuation, time horizon, and risk tolerance.

Emergency fund vs investing: what comes first?

A simple personal finance guide to deciding whether to build cash savings, pay debt, or start investing.

How to avoid buying the top of a trend

A beginner investing guide for slowing down when a theme is everywhere, from AI stocks to crypto to thematic ETFs.

AI data center energy demand: why investors care

Why AI data centers affect power demand, energy infrastructure, utilities, and long-term market themes.

How to compare two ETFs before buying

A practical ETF comparison checklist covering holdings, fees, overlap, risk, liquidity, and time horizon.

What “sector rotation” means in plain English

A simple explanation of sector rotation, why money moves between tech, energy, healthcare, financials, and industrials.

AI investing hype: how beginners should think about it

A beginner guide to separating real AI business growth from overexcited stock market narratives.

How to evaluate AI output like a professional

A simple quality checklist for AI answers, code, summaries, emails, market research, and study notes.

Will AI replace software engineers or change the job?

A balanced explanation of how AI coding tools affect software engineering tasks, hiring, junior roles, and proof of skill.

AI agents vs automation: the simple difference

A clear comparison between AI agents, normal automation, scripts, and workflows, with examples for work and business.

How to show AI literacy on a resume without sounding fake

Resume examples for showing real AI literacy through workflows, verification, tools, and measurable work instead of buzzwords.

Automation workflows: the underrated skill companies want

How automation workflows connect AI, spreadsheets, CRMs, support tools, and internal processes into real business value.

AI product manager: what the role actually does

A beginner-friendly explanation of AI product management, including data, evaluation, user trust, and product tradeoffs.

Prompt engineering is changing: what to learn instead

Why simple prompt tricks are less valuable than workflow design, evaluation, domain knowledge, and clear communication.

AI governance jobs explained for beginners

What AI governance means, why companies need it, and how students can start learning the skill without becoming lawyers.

AI job scams in 2026: the red flags to know

How fake recruiters, deepfake interviews, and urgent hiring messages trick job seekers, plus a simple verification checklist.

Deepfake calls and cloned voices: what to do before you panic

A simple safety guide for handling suspicious voice calls, family emergency scams, fake boss messages, and AI-cloned voices.

How to organize files so you can actually find them

A simple file organization system for students, job seekers, creators, and anyone with a messy Downloads folder.

How to spot fake reviews before buying anything

A practical checklist for spotting suspicious product reviews, fake urgency, review farms, and influencer-style sales pages.

Password managers vs passkeys: what normal people should do

A simple guide to password managers, passkeys, two-factor authentication, and safer login habits.

Best browsers for privacy vs productivity in 2026

A practical comparison of Chrome, Edge, Firefox, Brave, Safari, and Arc-style workflows for normal users.

How to remove background noise from a video for free

A practical beginner guide to cleaning noisy video audio using free tools and simple recording habits.

Notion AI vs ChatGPT: which should students use?

A simple comparison of Notion AI and ChatGPT for notes, studying, writing, planning, and assignments.

How to choose a college major when AI is changing jobs

A practical framework for choosing a major in the AI era without chasing hype or ignoring employability.

Federal student loan changes in 2026 explained

A plain-English guide to 2026 federal student loan changes, rate reductions, borrowing limits, and what students should compare before borrowing.

AI crypto scams: simple signs before you lose money

How AI deepfakes, fake investment platforms, cloned voices, and urgent messages trick people into crypto scams.

Dollar-cost averaging explained with a simple example

A beginner explanation of dollar-cost averaging, when it helps emotionally, and why it does not remove investing risk.

AI hardware boom: why memory chips got attention

A plain-English explanation of why memory chips matter for AI, why hardware themes can run hot, and what beginners should watch.

How to read stock market headlines without panicking

A practical method for reading scary or exciting market headlines without making rushed money decisions.