Journal
Occasional writing on technology culture, digital life, work, money, education, and public issues.
Journal articles
Page 4 of 17ETF tracking error and tracking difference: read both before buying
An ETF can have a low expense ratio and still trail its index because of cash, trading costs, taxes, replication, and execution.
SIP vs lump sum: choose from cash flow, not market predictions
SIP and lump sum describe how money enters an investment; neither method turns an unsuitable fund into a suitable.
Direct vs regular mutual funds in India: what the fee pays for
Direct and regular plans hold the same underlying portfolio, but regular plans include distributor compensation and may suit investors who genuinely.
Mutual fund expense ratio: the small percentage that compounds
An expense ratio is deducted inside a fund rather than appearing as a separate bill, so investors should compare costs alongside mandate and tracking.
After Jantar Mantar: a 90-day accountability scorecard
A measurable 90-day scorecard for tracking examination reform, protest investigations and student remedies after the Jantar Mantar gathering.
India's exam crisis is becoming a youth trust crisis
Why repeated examination failures damage more than results, and what transparent timelines, remedies and student participation could rebuild trust.
How India can prevent exam paper leaks: a practical reform blueprint
A practical reform blueprint for preventing examination leaks through secure access, audit trails, vendor controls and fair candidate remedies.
How media should cover student protests without reducing them to clashes
A student-centered editorial guide to covering Indian protests with context, verified claims and attention to demands rather than spectacle.
How to verify a student protest video before sharing it
A practical verification workflow for checking student protest videos without exposing students, spreading rumours or erasing useful evidence.
Women at the Jantar Mantar protest: participation, safety and solidarity
A women-centered look at the student protest, including practical safety planning, privacy, sanitation and why participation matters.
Sending food to Jantar Mantar? Help students without creating waste
A responsible checklist for sending food or supplies to Jantar Mantar protesters while protecting delivery workers and avoiding oversupply.
Food, ORS and sanitary pads: the mutual-aid network behind the protest
What citizen support at Jantar Mantar reveals about protest logistics, overlooked supplies and the need for coordination and dignity.
Why entrance-exam failures hurt ordinary families the most
How repeat exams and administrative failures deepen inequality through travel, lost wages, coaching access and unequal ability to wait.
FIR during a student protest in India: what it means and what to do
A calm first-response guide for students questioned, detained or named in an FIR after a protest, with verified legal-aid contacts.
Do Indian students have a right to protest? Article 19 explained
A plain-language explanation of peaceful assembly under Article 19, protest restrictions and what the Jantar Mantar dispute does not settle.
Sonam Wangchuk's Jantar Mantar hunger strike: what students should know
A concise, sourced explanation of Sonam Wangchuk's role in the student protest, his hospitalization and the questions that remain contested.
Why ‘cockroach’ became a symbol for India's frustrated students
How a demeaning label was reclaimed by a youth movement, why satire travelled so quickly and where the symbol's political limits begin.
The real cost of an exam paper leak for an Indian student
Why an examination failure costs students far more than the application fee, with a practical framework for travel, time and opportunity losses.
NEET-UG 2026 controversy explained: confirmed facts versus allegations
A careful breakdown of the NEET-UG 2026 controversy using NTA notices, protest demands and a clear line between records and allegations.
Delhi High Court and the student protest: what the July 22 order means
What the Delhi High Court proceedings over alleged force at the Jantar Mantar student protest establish, and what they do not establish yet.
What Jantar Mantar students are demanding: the exam reform charter explained
A plain-language analysis of the Jantar Mantar movement's five examination reforms, including what each demand could change for candidates.
How strangers across India sent food to students at Jantar Mantar
How remote supporters used food and grocery delivery apps to help Jantar Mantar protesters, and what this new form of solidarity gets right.
Students deserved answers, not batons: what Jantar Mantar revealed
A student-centered editorial on the Jantar Mantar response, why accountability matters and how to discuss police action without inventing facts.
Jantar Mantar student protest 2026: demands, timeline and what happens next
A source-checked guide to the 2026 Jantar Mantar student protest, its exam-reform demands, major events and unresolved questions.
AI search use in India is rising: what small websites should do
A traffic strategy for small Indian websites as users split discovery between search engines and AI assistants: citations, direct value, trust, and retention.
India deepfake rules in 2026: what changed for platforms and users
A plain-English overview of India's February 2026 synthetic-media rule changes, platform responsibilities, user reporting, and verification limits.
How to check whether a photo or video is AI-generated in Gemini
Use Gemini's media-checking capability carefully, understand SynthID limits, and combine tool results with source, context, and reverse-search verification.
Gemini 3.5 Flash for Indian businesses: what the 2026 announcement means
Google's Gemini 3.5 Flash India announcement explained for startups and enterprises: access, data location questions, pilots, evaluation, and cost control.
Google AI Educator Series in India: what teachers should know
Google's AI Educator Series expansion to India explained, including responsible classroom use, training expectations, verification, and school policy.
Project Vaani open datasets for 109 Indian languages explained
Project Vaani's speech and image datasets for 109 Indian languages explained, with use cases, evaluation questions, and responsible data handling.